You have reached the Risk Innovations, Inc. After more than 40 challenging and rewarding years in the Insurance and Risk Management profession, I am transitioning to retirement. No new clients or projects are being accepted in 2013, and full retirement is anticipated in late 2014. To the many clients of Risk Innovations over the past 14 years, thank you from the bottom of my heart! Rose Kugler, CPCU, ARM President.

Friday, October 3, 2014. He planned to had me something natural. Yeahs, he brought me to had picnic with friends. Thank you dear Fiance and friends! Friday, September 12, 2014. but trully not in a mood for some shoots. Surely need to thanks .

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When it comes to Earthquake insurance, you can turn to Risk Insurance Brokers for all of your needs. We understand that your clients want catastrophe coverage they can depend on in a time of need, at a price that works for them.

New Thinking, New Insight . Scenario analysis is the process of analyzing possible future events by considering alternative possible outcomes. Scenario analysis does not try to show one exact picture of the future, instead it presents several alternative future developments. Consequently, a scope of possible future outcomes is observable. Not only are the outcomes observable, also the development paths leading to the outcomes. Reverse stress testing stimulates a good strategic-risk discussion.